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Getting out of your financial difficulties should be less stressful than the problem itself.

If you are going through a difficult financial situation, allow us to accompany you.

We accompany you from start to finish

Rest assured that we will take the time to advise you on the best
alternative to put an end to your anxieties.

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Identify the problem

It is not always easy to know the best direction to take. The first step will be to establish with our expert the diagnosis of your situation as an individual or a company.
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Choose the solution

Once the various points of your file have been evaluated, our licensed insolvency trustee will be able to make one or more proposals to meet your needs.

Several solutions may be available to you.


Follow our recommendations

Our ultimate goal is to free you from your financial burden and, of course, we prefer to say that once the process is over, you won’t need us anymore.

That is why our experts will give you tips and advice on how to maintain healthy financial habits and avoid finding yourself in a critical situation again.

Our solutions

Do you want to take control of your finances and leave with your head held high?
We are here to accompany you through this ordeal.

Declaration of bankruptcy

Get out of debt
and get back on track financially.

Consumer proposal

Avoid bankruptcy and eliminate
up to 50% of your debts.

Debt consolidation

Approach a financial institution and obtain a loan.

Voluntary deposit

Also known as the Lacombe Act, voluntary deposit is a provincial legislative provision that allows you to pay your debts in full over a period of time.

Refusal of an insolvent estate

Refusal of succession is the possibility for an heir to refuse the succession, i.e. to accept or refuse to inherit the property of the deceased.

For companies

Commercial bankruptcy is a procedure established by law to allow companies in financial difficulty to restructure and maintain their activity.
Stéphane Lachance

Stéphane Lachance


"All options are open before the option of closing the doors."

This is what I keep in mind before each mandate. I like to think that I am doing my part to stimulate entrepreneurship, because by helping entrepreneurs, by restructuring their businesses, we can save jobs, protect communities and most importantly, protect entrepreneurs.

T: 514 878-0280

Click here to book an appointment

Marcel Roy

Marcel Roy


Although I intervene at times that are less easy for companies, my primary concern is always the people. This focus allows me to be forward-looking, available and accessible, and dedicated to developing the best possible strategy for all parties.

T: 514 878-0264

Click here to book an appointment

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