The year 2024 is drawing to a close. It leaves behind many financial difficulties for many companies. Fortunately, there is still time to prepare for a fresh start in 2025.
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Finance Personnel
Tips for reducing credit card debt
Credit card debt can easily get worse. This is especially true if you’re only paying the minimum every month!
Bankruptcy or debt consolidation? What to do in the event of financial problems?
Many people face financial difficulties at some point in their lives. Sometimes, the situation is so catastrophic.
Vacations are expensive, but you can manage them!
Vacation! Just hearing that word makes us dream of beaches, camping and all sorts of activities. Unfortunately, travel is expensive. In fact, you’ll need a minimum of $100 just for a quick jaunt around town in Quebec.
Credit card disability insurance: a pure scam!
Perhaps you knew that. You can now take out disability insurance on your credit card. Several financial institutions offer this service. Is it really interesting? Not usually. We’ll explain.
Economic recession in 2024: how can you prepare?
In 2024, economic recession seems inevitable in Canada. Everyone’s getting ready for it. Every company and every household is concerned. A number of measures need to be taken. Here are a few tips for dealing with the current situation.
How will the economic recession of 2024 affect your finances?
Canada will go through a recession in 2024. The experts announced this earlier this year. However, this bad patch should be short-lived. Whatever the case, people’s finances will be heavily impacted. Let’s take stock.
5 warning signs that your company is at risk of insolvency: how to prevent the worst
Insolvency can lead to bankruptcy. Fortunately, the worst can be prevented! The key is to identify the telltale signs as early as possible. This way, you can take the necessary measures in good time.
Personal insolvency: how to come back from the financial abyss and rebuild your future?
Personal insolvency can affect anyone. This is a particularly trying situation. Fortunately, it is possible to come back from this financial abyss and rebuild your future.
Borrowing during inflation
Inflation is the general rise in prices over a defined period. This phenomenon can have several causes. It may be due to an increase in market demand. It can also result from rising production costs. Or maybe it’s the result of ineffective monetary policy.
The number of business bankruptcies in 2024
A company is insolvent when it can no longer pay its debts and meet its expenses, which can result in bankruptcy. There are many reasons for this. These include cash shortages. Then there’s excessive debt. Let’s take a look at the situation in Canada in 2024.
The impact of mortgage rates
Canada and the United States have one thing in common. In both these countries, household spending is the main driver of the economy, accounting for over 60%.
Canadians’ debt ratio
Canada and the United States have one thing in common. In both these countries, household spending is the main driver of the economy, accounting for over 60%.
Student loans, debt and bankruptcy: when is this category of debt dischargeable?
Canada and the United States have one thing in common. In both these countries, household spending is the main driver of the economy, accounting for over 60%.
Why a law that forgives?
Canada and the United States have one thing in common. In both these countries, household spending is the main driver of the economy, accounting for over 60%.
Is it possible to increase your income, and how?
Budget compression has its limits. At some point, it’s no longer possible to cut your expenses. You then need to increase your income to live in better conditions. It may even become essential to avoid bankruptcy. Here are a few tips on how to earn more.
Budgeting, a gift for yourself
For many of us, budgeting is a tedious task. It’s the best way to manage our finances. In fact, it’s the best gift we could give ourselves at the start of the new year. We’ll tell you why, but first let’s find out what “budgeting” really means.